Paying for residential or nursing home care
Last updated 19 February 2020
1. Cost and paying for a care home
There are 2 types of care home:
- residential homes with staff who can help you with everyday tasks. For example; getting dressed, supplying your meals
- nursing homes which offer 24 hour nursing care
We've a number of residential and nursing care homes in Stockport. The cost of care for each varies and depends on:
- the services provided
- the facilities provided
- your individual care package
Paying for a care home can be expensive and it may cause you to feel anxious or concerned.
To find out how much moving into a care home may cost you, speak to the care home directly or contact us for advice. Any information provided at this stage will only be a rough estimate as many things can affect the final total. We aim to explain any charges thoroughly and to give you clear and transparent information regarding the financial side of social care.
Paying for a care home
All residents of residential or nursing care homes have to pay:
- towards their care
- a share of the upkeep and running costs of the accommodation
If it's decided, after your needs assessment, that residential or nursing care is the best way to meet your needs, we may ask you to contribute towards the cost.
We'll carry out a financial assessment to work out how much you may have to pay.
Your contribution will depend on your individual circumstances. We'll assess your income, benefits, capital, savings and any other assets. For example; your home or other properties.
Note: If you move into a care home permanently, your home will not be included in the assessment if your partner/family still live there.
Short stays in a care home
If you need a short stay in a care home, of 28 days or less, you'll pay a standard weekly charge. This charge is dependent on your age:
- 18 to 24 years - £62.35 a week
- 25 to 59 years - £77.55 a week
- over 60 - £137.35 a week
Your home will not be included in the assessment.
Paying for nursing care
If you’re receiving care from a registered nurse or doctor in a care home, you may be entitled to an NHS Nursing Care Contribution towards the cost of treatment. This may cover some or all of your costs.
If you think you may be eligible, call the NHS Stockport Clinical Commissioning Group on 0161 426 9900.
Find more information about paying for residential or nursing home care in the documents below: