Debt advice

7. Debt and mental health

Research indicates that 1 in 2 adults with debts have a mental health problem. Many of them also don't ask for help with their debt.

Accessing help to deal with your debts could help to improve your overall health and wellbeing. It will also improve your financial management. Seeking advice can also improve your state of mind and help to get you back on track.

How we can help

Our Debt Advice team will help you find a solution to your debt problems in a non-judgmental and sensitive way. To make it easier for you:

  • we will contact creditors on your behalf and negotiate with them so that you don't have to
  • you can bring a support worker, friend or family member to appointments with us if this helps

When you are ready to deal with your debt issues, please contact us to make an appointment.

If you need help contact the Samaritans helpline on 116 123 or email or visit the Samaritans website.

These organisations may also be able to help you:

  • The Royal College of Psychiatrists provides advice and information about dealing with debt when you're experiencing mental health problems
  • Stockport Mind or National Mind provides advice and support to empower anyone experiencing a mental health problem. They also campaign to improve services, raise awareness and promote understanding
  • Elefriends is a supportive online community where you can be yourself. Life can be a struggle at times, but this forum provides a safe place to listen, share and be heard
  • Living Life to the Full is Stockport's online ‘Living Life to the Full’ web resource. Use the code stockportph2015 and complete the online 8 week life skills course in your own time. This is an empowering way of learning key life skills that can boost your mood. In turn it can help you turn the corner
  • Sane is an online advice service for those in crisis, you can also contact Sane on 0845 767 8000